Shop More Pay Less: Debit Card EMI Offer on Flipkart Online shopping

By | September 24, 2018

For the first time, Flipkart is going to set a payment option that is Flipkart Debit Card EMI offer. Here you can pay by using your Debit card.

Shopping online is always cheaper and suitable than offline shopping. Many e-commerce sites are in India now, they are doing good business also. Sometimes there is an issue for not having Credit cards, then you can’t buy on EMI option in Debit cards. Now the problem is solved in Flipkart. Recently Flipkart has launched Flipkart Debit Card EMI offer with main four banks. They are the most popular and most of the people using these bank accounts. Buy products from Flipkart using EMI on Debit card. Its very simple now.

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Eligibility for Flipkart Debit Card EMI:

Flipkart has started this EMI option with India’s four most top bank. These banks are partners Axis Bank, State Bank of India (SBI), HDFC Bank and ICICI Bank to offer Debit Card EMI facility to the customers. Now, this facility is available for a selected group of customers. And the Eligibility for Flipkart Debit card EMI does not depend upon the Flipkart, it depends upon the past transaction of the customer and better relationship with the bank. No criteria available for this scheme, all customers can avail this offer if the bank wants.

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Step to use the EMI option on Debit Cards:

  • After choosing the product, Proceed to checkout option.
  • Go to the checkout page and click on the option that EMI or easy installment. Then you have to click on the Debit card EMI option.

Flipkart Debit Card EMI

  • Select from various option available there. Either it may be 6-month or 3-month or 9-month.
  • After this step, you will be asked to enter a One-time password that will be sent.
  • Enter the OTP on the specified space to go final stage.

And finally, the product will be in your hand with a Debit card EMI option.

What is the Interest Rate?

Some people have the confusion about the interest rate. The normal question arises in mind is that, How much they will pay for this Flipkart Debit Card EMI? Here Flipkart has no control over this. This is under the bank which will give you the EMI. So, you are requested to check all the information regarding this from the authorized bank.

Debit Card EMI?

Another question arises in all people’s mind that is Why, Debit Card EMI why not a Credit card? And the answer is here: According to the Reserve Bank of India there are 79.38 crore debit cardholders and credit cardholders account for only 3.14 crore customers. A lot of customers not having Credit cards says this Reserve Bank of India report. Particularly in online shopping most of the user having Debit card rather than Credit card. So, Flipkart launched the ultimate option Flipkart Debit Card EMI to give its customer a good news on this Festive season.

By introducing this Debit card EMI option, Flipkart gives a large credit accessibility to its large based customer. It means now anyone can afford expensive, high-quality products.

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